Where PHP claims break
Level-of-care denials are usually the costliest: a payer decides PHP was not the right setting for a day, and that day's claim goes with it. Authorization is the second failure point — a claim goes out before enrollment or review is confirmed, or a review lapses mid-stay, and the days after are unpaid regardless of how the patient was doing.
The other two patterns are quieter. Hours not documented to a payer's threshold get a claim downgraded or denied, and per-diem claims billed like separate services, or the reverse, get kicked back on unit logic alone. In each case the care was delivered and the claim still failed.